Product Overview
Fuel Your Business Growth with MSME Loans
MSME Loans are designed to support Micro, Small & Medium Enterprises by providing working capital, funds for expansion, equipment, and infrastructure financing. These loans come with competitive rates and flexible terms to help your business thrive.
- Funds for working capital, expansion & equipment
- Competitive interest rates & flexible repayment options
- Easy and transparent application process
- Minimal documentation and quick processing
- Tailored for MSMEs to grow and scale operations
- Expert support throughout your loan journey
Why Choose Our MSME Loan?
Support tailored to your business needs
Our MSME Loan solutions are crafted to address the unique financial needs of small and medium businesses — whether you need cash flow support, funds for growth, or finance for equipment and operations. Enjoy competitive rates, flexible repayment, and a seamless loan experience.
Working Capital Support
Competitive Interest Rates
Flexible Repayment Terms
Minimal Documentation
Swift Approval & Disbursal
MSME Loan Benefits
Delivering business financing that empowers growth
Customized Financing
Tailor your MSME Loan to fit your business requirements and growth plans.
Affordable Rate Structures
Competitive interest rates designed to keep your business finances manageable.
Operational Cash Flow Assistance
Access funds to maintain operations, stock, and commitments without disruption.
Support for Expansion
Finance growth initiatives such as new equipment, infrastructure, or services.
Quick Loan Processing
Faster assessments and disbursals to meet business timelines.
Dedicated Support
Professional guidance throughout your MSME Loan application journey.
Eligibility & Documents
Check MSME Loan eligibility and required documents
✓ Eligibility Criteria
- Eligible Business Type: Micro, Small, and Medium Enterprises registered under applicable government norms.
- Business Experience: Minimum 1–3 years of operational track record is preferred.
- Income Stability: Business should generate consistent income to support loan repayment.
- Credit History: A healthy credit score improves chances of approval.
- Business Viability: Clear business plan and repayment strategy are evaluated.
📄 Required Documents
- KYC documents (Identity & Address Proof)
- Business registration proof (GST / MSME / Shop Act)
- Last 6 months bank statements
✓ Eligibility Criteria
- Eligible MSME business with stable income.
- Minimum 1–3 years of business operations.
- Good credit history preferred.
- Clear repayment capacity and business continuity.
📄 Required Documents
- Form 16
- Last 3 months salary slips
- Employment proof
- Last 6 months bank statements
✓ Eligibility Criteria
- Registered MSME business with stable operations.
- Consistent business income and cash flow.
- Acceptable credit score.
- Business viability and repayment capacity.
📄 Required Documents
- Income Tax Returns (Last 2–3 years)
- Audited Financial Statements
- Current account bank statements (6 months)
- Business registration proof
✓ Eligibility Criteria
- Overseas individual owning or running an MSME in India.
- Stable overseas income with repayment capacity.
- Good credit profile.
- Valid legal documentation.
📄 Required Documents
- Valid Passport & Visa copy
- Overseas employment contract
- NRE / NRO bank statements
- Power of Attorney (if applicable)
Frequently Asked Questions
Get answers to common queries about our MSME Loan
- KYC documents (identity and address proof)
- Income proof (Salary slips)
- Last 6 months account statements
- KYC documents (identity and address proof)
- Income proof (P & L Statement)
- Last 6 months account statements
- Business Proof