Unlock the Potential
of Your Property with Ease
- Secure a mortgage against your property and access substantial funding
tailored to its value - Benefit from competitive interest rates beginning at just 9.75%*
- Enjoy a completely digital application process, designed for
simplicity and speed - Experience fast approvals with minimal documentation, making your
loan journey effortless**
Turn Your Project Vision into Reality with Smart Financing
Your project deserves the right financial support to thrive. With JFinserv Consultant Pvt. Ltd., our Project Loan helps you access the funding needed to kickstart, expand, or complete your project efficiently. Enjoy a seamless borrowing experience with transparent processes, quick approvals, and customer-focused solutions.
Project Loan Starting From
9.75%* Interest Onwards
✔ MSMEs and individuals eligible under applicable lending norms
*The final interest rate depends on applicant profile, loan amount, repayment tenure, project type, and overall risk assessment.
Get a Project LoanIncrease Your Funding Potential
Competitive Interest Rates
Minimal & Hassle-Free Documentation
Flexible Repayment Tenure
Fast, Transparent, and Reliable Process
Key Features & Benefits of Project Loan
Flexible Financing Solutions
Tailor your Project Loan to meet your specific requirements with adaptable terms and conditions that suit your project’s unique needs.
Attractive Interest Rates
Leverage competitive interest rates designed to optimize your project’s financial efficiency and profitability.
Extended Repayment Terms
Opt for longer loan tenures to enjoy manageable monthly payments, easing pressure on your cash flow while completing your project smoothly.
Expert Advisory Services
Access professional guidance on risk management, financial structuring, and project planning to ensure the successful execution of your project.
Large Loan Amounts
Secure substantial funding to support large-scale projects or expansions, enabling smooth execution without financial constraints.
Fast Approval Process
Benefit from a quick and streamlined loan approval process, giving you timely access to funds when your project needs them most.
Project Loan Eligibility
Applicant Type:
- Individuals, Partnership Firms, LLPs, Private Limited Companies, and MSMEs are eligible
- Startups and established businesses with viable project plans can apply
Business & Project Experience:
- Minimum 2 to 3 years of experience in the relevant industry or business segment
- Proven track record or strong project feasibility is preferred
Income & Cash Flow:
- Stable income source or projected cash flows sufficient to service the loan
- Audited financials or projected financial statements may be required
Credit Profile:
- A credit score of 700 or above is generally preferred for approval
Project Feasibility:
- Clear project report, cost estimation, and repayment plan
- Project viability and risk assessment play a key role in approval
Documents Required for Project Loan
- Completed and signed Project Loan application form
- Passport-size photographs of promoters / directors
- Identity proof (Aadhaar Card / PAN Card / Passport)
- Address proof of promoters and business location
- PAN Card of company / firm
- Bank statements of last 6–12 months
- Existing loan sanction letters (if any)
- Processing fee cheque
- Certificate of Incorporation / Partnership Deed
- Memorandum & Articles of Association (MOA & AOA)
- GST Registration Certificate
- Udyam (MSME) Registration Certificate
- Board Resolution / Partner Authorization Letter
- Shop Act / Trade License
- Audited Balance Sheet for last 2–3 years
- Profit & Loss Account for last 2–3 years
- Income Tax Returns with computation
- Cash flow statements
- Net worth statement of promoters
- Detailed Project Report (DPR)
- Cost of project and means of finance statement
- Estimated revenue & expense projections
- Construction schedule / execution timeline
- Land ownership / lease documents (if applicable)
- Statutory approvals & licenses related to project
- Details of existing loans and liabilities
- Credit facility statements from banks
- Collateral documents (if applicable)
- CA certificate for financial validation
- Any additional documents requested by lender
